Ever finish a round, look at the scorecard, and wonder if the number you wrote down is the one you should actually post for your handicap? Posting your scores is the only way to establish and maintain an accurate, fair Handicap Index, but it’s not always as simple as totaling up your strokes. This guide will walk you through exactly how, why, and when to adjust your score for posting, taking the guesswork out of the process.
Why We Adjust Scores in the First Place
The whole point of the World Handicap System (WHS) isn't to document every single lucky chip-in or every unfortunate shank out-of-bounds. It’s designed to measure your potential playing ability, not just average out your good and bad days. Adjusting your score helps create a far more accurate reflection of what you're capable of on the course.
Think about that one disastrous hole. You hit your drive into the trees, punched out sideways, bladed a wedge over the green, and then three-putted for a soul-crushing 9 on a par-4. Does that single meltdown truly represent your skill? Probably not. The WHS agrees, which is why it has a built-in mechanism to cap the damage from these blow-up holes. By putting a limit on the maximum score you can take on any given hole, the system prevents one or two bad holes from artificially inflating your handicap.
Ultimately, this leads to a more accurate Handicap Index. That number is the foundation of fair play in golf. It allows you to have a competitive match with a friend who plays to a different level, participate in a club tournament with confidence, or just track your own progress over time. A fair handicap makes the game more fun for everyone.
The Key to Adjustments: Meet Net Double Bogey
The core concept you need to understand for adjusting your score is Net Double Bogey. This is your maximum possible score on any given hole for handicap purposes. It may sound a little complicated, but it breaks down into a simple formula:
Par of the Hole + 2 Strokes (for a Double Bogey) + Any Handicap Strokes You Receive on That Hole
Once you record a score on a hole that is higher than your Net Double Bogey, you simply reduce it to that maximum number before you post. Let's walk through how to figure this out with a few examples.
Step 1: Know Your Course Handicap
Before you can calculate your Net Double Bogey for any hole, you need to know your Course Handicap for the specific set of tees you played. This isn't the same as your Handicap Index. Your Course Handicap adjusts your Index based on the difficulty of the course and tees you're playing that day. You can almost always find a chart or terminal in the pro shop or near the first tee to look it up. Alternatively, most USGA-compatible apps will calculate it for you.
Step 2: Know Your Handicap Strokes Per Hole
Once you have your Course Handicap, you use the "Handicap" or "Stroke Index" (SI) row on your scorecard to determine where you get strokes. The holes are ranked from 1 (hardest) to 18 (easiest). This tells you where to apply your strokes.
- If your Course Handicap is 15, you get one stroke on the holes with a Stroke Index of 1 through 15.
- If your Course Handicap is 24, you get one stroke on every hole (SI 1-18), and a second stroke on the 6 hardest holes (SI 1-6). (24 - 18 = 6).
- If your Course Handicap is 0, you get no strokes on any hole.
Step 3: Putting It All Together with Examples
Now, let's see how this works in practice by calculating the Net Double Bogey for a few different golfers.
Example 1: The Higher-Handicap Golfer
- Player: Sarah
- Course Handicap: 28
- Hole: A par-4 with a Stroke Index of 5.
Sarah gets one stroke on every hole (1-18) plus a second stroke on holes with a Stroke Index from 1 to 10 (since 28 - 18 = 10). Because this hole has a Stroke Index of 5, she receives two handicap strokes here.
- Calculation: Par (4) + 2 + Handicap Strokes (2) = 8
Sarah's maximum score on this hole is an 8. If she made a 9, 10, or 11, she would record an 8 for posting purposes. If she made a 7, she would post the actual 7 she scored.
Example 2: The Mid-Handicap Golfer
- Player: Ben
- Course Handicap: 13
- Hole: A par-5 with a Stroke Index of 9.
Ben gets one stroke on the 13 hardest holes (SI 1-13). Since this hole has a Stroke Index of 9, he gets one handicap stroke.
- Calculation: Par (5) + 2 + Handicap Stroke (1) = 8
Ben's maximum score is an 8 for this hole. If he struggled and made a 9, he would only have to post an 8. If he made 8 or less, he sticks with his actual score.
Example 3: The Scratch Golfer
- Player: Maria
- Course Handicap: 0
- Hole: A par-3 with a Stroke Index of 16.
Maria is a scratch golfer and receives zero handicap strokes on any hole.
- Calculation: Par (3) + 2 + Handicap Strokes (0) = 5
Her maximum score is always a gross double bogey. On this par-3, her max score is a 5.
A Practical Guide: Let's Go Through a Scorecard
Reading the theory is one thing, but running through a card makes it click. Let's work through the first few holes for a player named Tom, who has a Course Handicap of 20.
A Course Handicap of 20 means Tom gets one stroke on every hole, plus a second stroke on the two hardest holes (SI 1 and 2).
Hole Par Stroke Index (SI) Strokes Received Tom's Actual Score Max Score (Net Double Bogey) Score to Post 1 4 8 1 7 Par(4) + 2 + Strokes(1) = 7 7 2 5 2 2 10 Par(5) + 2 + Strokes(2) = 9 9 3 3 12 1 3 Par(3) + 2 + Strokes(1) = 6 3
You can see on Hole 2, Tom had a blow-up and made a 10. His Net Double Bogey on that tough par-5 was 9, so he reduces his score from 10 to 9 for his final adjusted score. On the other holes, his actual score was at or below his max, so he records the real numberNataly.
Other Common Scenarios: Unfinished Holes and Conceded Putts
What happens when you don't even finish a hole? The rules have you covered here, too, and the approach is designed to be simple and fair.
Holes Not Played
If you don’t play a hole for a valid reason, like darkness setting in or bad weather rolling in, you'll record a score of Net Par for handicap purposes. Net Par is simply the Par for the hole plus any handicap strokes you were entitled to receive. This only applies if you've already played the minimum required number of holes (at least 14 holes for an 18-hole score).
Picking Up Your Ball (The Easiest Approach)
We've all been there. You're out of the hole, facing an incredibly difficult shot, and the best move for pace of play is to just pick up your ball. The official rule says to record your "most likely score," which involves some estimation.
However, an extremely common and practical solution is to simply write down your Net Double Bogey for that hole. Once you know you can't score better than your max, it won't affect your handicap to just take that number and move on. This is friendly to your playing partners, keeps the game moving, and saves you the mental energy of trying to guess what you might have made.
Final Thoughts
Following the process of adjusting your score with Net Double Bogey is the standard practice for every golfer maintaining a handicap. It ensures your Handicap Index is a stable and accurate reflection of your golfing ability by dialing back the impact of those inevitable blow-up holes that don't represent your game.
While getting the hang of these adjustments is a helpful part of playing the game, many of the on-course decisions that lead to those high scores can be made simpler. Our goal with Caddie AI is to give you that expert second opinion that helps prevent blow-up holes in the first place. You can get a smart strategy for a tricky par-5, ask for the best way to handle a shot from the deep rough, or get advice on club selection, giving you the confidence to commit to your swing and make choices that keep those sevens and eights off your card.