Golf Tutorials

What Are Points in Golf?

By Spencer Lanoue
July 24, 2025

Trying to make sense of 'points' in golf when you’re used to just counting every shot can feel like learning a new language. If you've ever heard your buddies talking about Stableford and just nodded along, you've come to the right place. Switching from traditional stroke play to a points-based system is one of the best ways to make the game more fun, less stressful, and a lot more exciting. This guide will walk you through exactly how points-based scoring works, focusing on the most popular format, and give you the strategy you need to start winning your weekend matches.

So, Why Score with Points Anyway?

In traditional stroke play, every single shot counts. That triple-bogey 7 you made on the third hole hangs on your scorecard like a storm cloud for the rest of the round. It's punishing, and for many golfers, it can suck the fun right out of the day. A single blow-up hole can derail your entire score, no matter how well you play the other seventeen.

Point-based systems, especially the Stableford system, flip this on its head. Instead of adding up your total shots, you earn points based on how you score on each individual hole. The goal is to get the highest number of points, not the lowest number of strokes. This tiny change has a huge impact on the feel of the game:

  • It Reduces Pressure: A disaster hole doesn't kill your round. You might get zero points, but that's the worst it can be. You can shake it off and move on, knowing you can grab those points back on the next hole.
  • It Speeds Up Play: If you're out of a hole and can't score a point (for example, you're looking at a quadruple bogey), you can just pick up your ball! No more grinding over a putt for an 8 when it doesn't matter. This keeps the round moving and everyone's spirits up.
  • It Rewards Good Shots: Stableford heavily incentivizes birdies and eagles. It encourages you to take a smart risk and go for a great shot, because the reward is higher than the penalty is severe.
  • It Evens the Playing Field: It’s a fantastic format for players of different skill levels to compete against each other fairly using handicaps, making it a perfect choice for society days and friendly games.

Understanding Stableford: Golf's Most Popular Points Game

The Stableford system is the gold standard for points-based golf, used in countless club competitions and friendly foursomes around the globe. It's simple, elegant, and once you get the hang of it, you might never want to go back to regular stroke play.

How Basic Stableford Scoring Works

The system awards points based on your score relative to par on a hole. While the exact points can be adjusted, the standard scoring is as follows:

  • Double Bogey or Worse: 0 points
  • Bogey: 1 point
  • Par: 2 points
  • Birdie: 3 points
  • Eagle: 4 points
  • Albatross (or Double Eagle): 5 points

Your job is to accumulate as many points as you can over 18 holes. A great score is typically 36 points or better, which equates to playing to your handicap (2 points per hole on average).

Don't Forget Your Handicap! (Net Stableford)

This is where the format really shines, allowing a 25-handicapper to compete with a 5-handicapper. Instead of calculating your final score and then subtracting your handicap, the Stableford system applies your handicap strokes on a hole-by-hole basis. This turns your "Gross Score" (what you actually shot) into a "Net Score" for which you get points.

It sounds complex, but it’s a simple, step-by-step process:

  1. Find Your Course Handicap: First, you need to know your Course Handicap for the tees you're playing. This might be different from your regular Handicap Index, and you can usually find it on a conversion chart near the pro shop or in the club's app. For this example, let's say your Course Handicap is 18.
  2. Check the Stroke Index: Look at the scorecard. Every hole has a "Stroke Index" (sometimes labeled SI or HCP) from 1 to 18. This ranks the holes from hardest (1) to easiest (18).
  3. Allocate Your Handicap Strokes: An 18-handicap golfer gets one extra stroke on every hole. A 9-handicap golfer gets one stroke on the holes with a Stroke Index of 1 through 9. A 24-handicapper gets one stroke on every hole, plus a second stroke on the holes with a Stroke Index of 1-6 (18 + 6 = 24).
  4. Calculate Your Net Score: On a hole where you get a stroke, your net score is your gross score minus one (or two, if you get two strokes). Then, you award yourself points based on that "net" result.

A Real-World Example: Playing a Hole with Stableford

Let's put theory into practice. Imagine you are a 15-handicap golfer playing a Par 4, which is ranked as the 8th hardest hole (Stroke Index 8).

  • Because your handicap (15) is higher than the Stroke Index (8), you get one handicap stroke on this hole. In your mind, your personal par is now a 5.
  • Scenario 1: You shoot a 5 (Gross Bogey). Great work! After you apply your handicap stroke (5 - 1 = 4), your score becomes a Net Par. You mark down 2 points on your card.
  • Scenario 2: You play brilliantly and shoot a 4 (Gross Par). Amazing! After your handicap stroke (4 - 1 = 3), your score is a Net Birdie. You get a fantastic 3 points!
  • Scenario 3: It's a disaster and you shoot an 8 (Gross Quadruple Bogey). In stroke play, this is devastating. In Stableford, you subtract your stroke (8 - 1 = 7), which is a Net Triple Bogey. Any score of double bogey or worse is worth zero. So, you simply write down 0 points, pick up your ball, and head to the next tee with a clear mind. That 8 did no more damage than a 6 would have.

As you can see, the system rewards you for matching or bettering your own ability level and protects you from the scorecard damage of a few bad swings.

Beyond Stableford: Other Fun Point Formats

While standard Stableford is king, there are a few other popular variations you might encounter.

Modified Stableford

You’ll see this format used on the PGA Tour. It supercharges the risk-and-reward element by adding negative points for bad scores. This makes for thrilling viewing, as players can move up and down the leaderboard dramatically.

A typical Modified Stableford scoring system looks like this:

  • Double Bogey or worse: -3 points
  • Bogey: -1 point
  • Par: 0 points
  • Birdie: +2 points
  • Eagle: +5 points
  • Albatross: +8 points

Quota or Chicago

This is a great game for a regular group or golf society. Before the round, each player calculates their "Quota" by subtracting their handicap from 36. For instance, a 12-handicap player has a quota of 24 (36 - 12 = 24). The goal is to beat your quota using standard Stableford points. If that player scores 27 points, their result is "+3". The player with the highest score relative to their quota wins the day.

How to Win at Points Golf: A Coach's Advice

Playing points formats isn't just about scoring, it's about strategy. As a coach, I tell my players to adjust their mindset from the a to win.

1. Be Aggressive (but smart)

Since a major blow-up merely results in zero points rather than a round-destroying 8 or 9, you have more license to be aggressive. That long par-5 that you can reach in two? Go for it! That tight pin position? Take it on! A birdie is worth three times as much as a bogey (3 points vs. 1 point), and an eagle (4 points) is a massive bonus. The risk is often worth the reward in a way it simply isn't in stroke play.

2. Know Your Stroke Holes

Before you even tee off, take your scorecard and circle every hole where your handicap gives you a stroke. These are your prime scoring opportunities. On these holes, a "net par" (2 points) is your baseline. A "net birdie" (3 points) should be your real goal. This helps you focus your aggressive mindset on the holes where it can pay off the most.

3. Embrace the "Pick-Up"

One of the biggest strategic advantages in Stableford is knowing when to call it a day on a hole. If you’ve hit your fourth shot on a Par 4 and you’re still in a bunker, you can't make a gross bogey for one point. You're guaranteed to score zero. Continuing to play to hole out a 7 or 8 can lead to frustration and fatigue that carry over to the next tee. Pick up, conserve your mental energy, and focus on scoring points on the next hole.

4. Have a Short Memory

This is solid advice for any format, but it’s especially powerful in Stableford. Hitting a bad shot or scoring a zero can be frustrating, but it does not define your round. In stroke play, an ugly number stays on your card. In Stableford, a zero is just a zero - the same as a double bogey. You can quickly erase that bad hole from your memory by making a net birdie on the next hole for three points. This mental freedom is one of the format's greatest strengths.

Final Thoughts

Scoring with points fundamentally changes the goal from "avoiding mistakes" to "chasing success." Formats like Stableford remove the crushing weight of a few bad holes, encourage attacking play, and create a more enjoyable and fast-paced experience for golfers of every skill level.

Figuring out where you get a stroke, your Net Score for a hole, or the right strategy in the moment can still feel like a lot to manage. This is where modern tools can help remove the guesswork so you can focus on your shots. For example, using our app, Caddie AI, you can ask for a quick strategy session for any hole. I can analyze the situation, consider your handicap, and give you a simple game plan to help you rack up those Stableford points with confidence.

Spencer has been playing golf since he was a kid and has spent a lifetime chasing improvement. With over a decade of experience building successful tech products, he combined his love for golf and startups to create Caddie AI - the world's best AI golf app. Giving everyone an expert level coach in your pocket, available 24/7. His mission is simple: make world-class golf advice accessible to everyone, anytime.

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