Ever walked up to the first tee and heard your friends arranging a game of Blitz, leaving you to nod along without a clue what they were talking about? You're not alone. It's one of the best and most popular betting games in golf, but its rules can seem a little confusing at first. This guide will walk you through exactly what a golf Blitz is, how the scoring works, and most importantly, how to play it smart so you can be the one collecting the cash at the end of the round.
At its heart, a Blitz is a points-based golf game that rewards consistency and penalizes big mistakes. It's a fantastic format for a group of four golfers, but it can be adapted for any number of players. Instead of tracking your strokes in relation to par (like in stroke play) or against an opponent on each hole (like in match play), each golfer plays to earn points based on their score for every hole.
Each player in the group has their own individual point target for the round, which is called their "quota." The objective is simple: score as many points as you can and beat your quota by the biggest margin. This format is great for groups with a wide range of skill levels because every player is essentially competing against their own handicap and personal expectations.
You might also hear this game called by a few other names depending on where you play. "Quota," "Chicago," or simply "The Points Game" are all common variations of the same format. No matter what it's called, the core concept remains the same: collect points and avoid the dreaded blow-up hole.
Understanding the scoring system is the first step to mastering the game of Blitz. It might seem like a bit of math at first, but once you play a few holes, it becomes second nature. It breaks down into three simple steps: setting your quota, earning points, and calculating your final score.
Before you ever hit a shot, each player needs to determine their quota for the round. This is your personal target score. The most widely used formula for this is the "36 System."
The Formula: 36 - Your Course Handicap = Your Quota
The number 36 comes from the idea that a scratch golfer (a 0 handicap) should theoretically make 18 pars. Since a par is worth 2 points in a standard Blitz (more on that in a moment), their expected point total is 36 (18 holes x 2 points).
Let's look at an example:
This system ingeniously levels the playing field. The 20-handicapper isn't trying to score as many raw points as the 8-handicapper, they're just trying to perform better relative to their own ability.
As you play your round, you earn points on each hole based on your gross score (no handicap strokes are applied to your hole-by-hole score). The standard point values are:
You can see right away how the game is weighted. Making a birdie is twice as valuable as making a par, but a single double bogey completely wipes out any points on that hole. This scoring system puts a massive premium on avoiding catastrophic holes.
After the 18th hole, it's time to tally the scores. Each player adds up all the points they earned throughout the round. Then, they compare that total to their starting quota.
The Formula: Total Points Earned - Your Quota = Your Final Score
Let's go back to our 8-handicap player with a quota of 28. Imagine they finished their round with 30 total points. Their final score would be:
30 (Points Earned) - 28 (Quota) = +2
Now, let's say the 20-handicap player (with a quota of 16) had a great day and finished with 19 points. Their final score would be:
19 (Points Earned) - 16 (Quota) = +3
In this scenario, even though the 8-handicap player scored more raw points, the 20-handicap player wins the Blitz because they beat their personal quota by a larger margin (+3 is better than +2).
Like any good golf game, players have found ways to add extra layers and excitement to the standard Blitz format. Here are a few popular variations you're likely to encounter.
This is probably the most common way to play. The foursome splits into two-person teams. At the end of the round, you simply combine the final scores of the two partners. For example, if you finish at +2 and your partner finishes at -1, your team score is +1. The team with the higher combined score wins the predetermined bet.
This is a side bet that adds pressure to every single hole. In this variation, any player who makes a double bogey or worse (scoring 0 points) immediately has to pay a small penalty (usually a dollar or two) to the other players in the group. This little bit of "trash," as it's sometimes called, makes you think twice about that hero shot out of the trees. It reinforces the game's core principle: avoid the big number at all costs!
Instead of a team game, you can simply have everyone play against each other. The player who finishes with the highest plus/minus score (for example, +5) is the overall winner and collects the pot. Some groups will also have a payout for second place to keep things interesting.
Now that you understand the rules, let's talk about winning. A successful Blitz player isn't necessarily the person who hits it the furthest or has the prettiest swing. It's the person who plays the smartest. This game is all about course management and mental toughness.
If you take away just one piece of advice, it's this. A "zero" on the scorecard is an absolute killer in Blitz. The difference between making a bogey (1 point) and a double bogey (0 points) is infinite. When you find yourself in trouble, your first thought should not be, "How can I still make par?" It should be, "What's the safest way to guarantee I make no worse than a bogey?" This means punching out sideways from the trees instead of trying to thread the needle. It means taking an extra club over water. Play for the bogey, and you’ll save yourself from the momentum-destroying zero.
Sure, birdies (4 points) are fantastic, and they can rocket you up the leaderboard. But the foundation of a great Blitz score is steady, plodding golf. A string of pars (2 points) and bogeys (1 point) keeps your score ticking upward and prevents you from losing ground. Think about it: a round with 18 bogeys nets you 18 points. For a 20-handicapper with a 16-point quota, that's already a winning score of +2. Stay patient and embrace the "boring" bogey. It's your best friend in this format.
While you want to play conservatively when in trouble, you also need to know when to be aggressive. Par 5s are prime scoring holes. A birdie on a par 5 is worth 4 points, which can completely turn your round around. Have a clear strategy for the par 5s on the course. Know which ones you can reach in two and which ones require a precise lay-up. This is where you can pick up the points that separate you from the rest of the group.
Things will go wrong. You'll make an unexpected double bogey or miss a short putt. It happens. The key is to not let one bad hole bleed into the next. Your quota is for 18 holes. If you're a 15-handicapper with a quota of 21, you don't need to try and make up for a zero by immediately going for a risky birdie on the next hole. Settle back into your game, play for a safe par or bogey, and get a point back on the board. There is plenty of golf left to play.
Blitz is a fantastic golf game that rewards smart, steady play and excellent course management over raw power. By understanding your quota and focusing on avoiding the dreaded zero-point holes, you can put yourself in a great position to win, no matter your handicap.
Making those smart, strategic decisions on the course is what separates good Blitz players from the rest. To help with that, having an expert opinion in your pocket is unbelievably valuable. That’s exactly why we developed Caddie AI. It helps you think your way around the course by giving you instant, on-demand advice for any shot. Instead of guessing which club to hit or how to play that tricky recovery from the rough, you can get a clear, personalized recommendation and feel confident you’re making the decision that is least likely to result in one of those zero-point holes.
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