Golf Tutorials

What Is My Golf Handicap if I Shoot 110?

By Spencer Lanoue
July 24, 2025

So, you’re shooting around 110 pretty consistently and want to figure out what your golf handicap is. You’ve come to the right place. Answering this question isn't as simple as subtracting par from your score, but understanding the process is the first step toward tracking your progress and shooting lower scores. This article will give you a close estimate of your handicap, explain how an official handicap is actually calculated, and show you how to use that number as a roadmap for improvement.

Your Estimated Handicap if You Shoot 110

Let's get right to it. If you're consistently shooting 110 on a course with an average difficulty (a par of 72 and a Slope Rating around 113), your unofficial, estimated handicap would be somewhere in the range of 30 to 36. A score of 110 is 38 strokes over par, but for reasons we'll explain below, your actual Handicap Index® will usually be a little lower than your average score over par.

Why isn't it an exact number? Because your "handicap" isn't based on one score. It's an average of your best recent rounds, and It also takes into account the specific difficulty of the golf courses you played. A 110 at a very difficult course like Bethpage Black is a much better score than a 110 at your local, wide-open municipal course. The World Handicap System (WHS) is designed to account for this difference, making your handicap portable and fair no matter where you play.

Why Your Handicap Isn't Just 'Score Minus Par'

One of the most common misconceptions in golf is that your handicap is simply your average score in relation to par. A true Handicap Index is much more sophisticated. It helps create a level playing field by factoring in the difficulty of a course for both scratch golfers and higher-handicap players (often called "bogey golfers"). Here are the building blocks you need to understand.

Course Rating & Slope Rating: The DNA of Course Difficulty

Every official golf course has two numbers that are vital for handicap calculations. You can find them on your scorecard or on the course's website.

  • Course Rating: This number estimates what a very good golfer (a "scratch" or 0-handicap player) is expected to shoot on a given course on a normal day. If a par-72 course has a Course Rating of 73.5, it means the course plays about a stroke and a half harder than average for a top-tier player.
  • Slope Rating: This number reflects the relative difficulty of a course for a non-scratch golfer compared to a scratch golfer. The average Slope Rating is 113. A number higher than 113 (say, 135) means the course gets disproportionately harder for a higher-handicap player. Things like forced carries, narrow fairways, and heavy bunkering will drive the Slope Rating up.

Think of it this way: Course Rating tells you how tough the course is for a pro, and Slope Rating tells you how much more tough it is for you and me.

Adjusted Gross Score (AGS): The Blow-Up Hole Protector

If you're shooting 110, you have probably experienced a "blow-up" hole. You know, the par 4 where you hit one out of bounds, duffed a chip, and ended up with a 10 on the scorecard. It happens! The handicap system recognizes that these disastrous holes can unfairly inflate a player's score and not reflect their true playing ability.

To fix this, the WHS uses something called an Adjusted Gross Score (AGS). For handicap purposes, there's a maximum score you can take on any given hole. This maximum is called Net Double Bogey.

A Net Double Bogey is calculated as: Par of the hole + 2 (for the double bogey) + any handicap strokes you receive on that hole.

Let's make that simpler. If you're a 30-handicap player, you get about 30 strokes spread across 18 holes, or roughly 1-2 strokes per hole. On a par 4 where you get 2 handicap strokes, your maximum hole score would be 4 (par) + 2 (double bogey) + 2 (your handicap strokes) = 8. Even if you actually made a 10, when you post your score for handicap purposes, you'd write down an 8 for that hole.

This is probably the biggest reason why your handicap after shooting a 110 is closer to 30 than 38. After adjusting for Net Double Bogey, your score of 110 might become a 104 or 105 for the handicap calculation.

How to Calculate Your Official Handicap Index: Step-by-Step

Manually calculating a handicap is complicated, which is why official handicap associations do it for you. However, understanding the steps is powerful. It shows you exactly what goes into that number.

Step 1: Get an Official Handicap

First, you need to be able to post scores. You can sign up through your golf club or directly with your regional golf association's licensed handicap provider (like GHIN in the United States). This gives you the ability to post scores from your phone or a computer after your round.

Step 2: Play Golf and Post Your Scores

To establish a Handicap Index, you need to post at least three 18-hole scores (or a combination of 9-hole scores). The system becomes most accurate once you have posted 20 scores.

Step 3: Calculate the Handicap Differential for Each Score

For every round you play, the system calculates a “Handicap Differential.” This is the score of your round adjusted for the course difficulty. It converts your 110 at Pinehurst into a value that can be compared to someone else's 95 at Pebble Beach.

The formula looks intimidating, but the concept is straightforward:

(Adjusted Gross Score - Course Rating) x (113 / Slope Rating) = Handicap Differential

Let’s use an example. You shot 110. Your Adjusted Gross Score (after capping those blow-up holes) was 106.

  • The Course Rating was 71.8.
  • The Slope Rating was 130.
    • (106 - 71.8) = 34.2
    • (113 / 130) = 0.869
    • 34.2 x 0.869 = 29.71

    • Penalty Strokes: That tee shot that slices out of bounds or the approach shot that finds the water hazard. A single penalty is a two-stroke swing when you factor in the drop.
    • Blow-Up Holes: As we discussed, turning potential 10s into 7s (capped at a Net Double Bogey) is the fastest way to drop your score. This often comes down to making smarter decisions when you get into trouble instead of trying to hit the hero shot.
    • The Short Game: Three-putts and flubbed chips are silent score killers. A 110-shooter probably has several three-putts per round and loses a few more strokes around the green. Improving your feel and technique from 50 yards and in will have a dramatic impact.

Putting those numbers into the formula:

For that round, your Handicap Differential was 29.7.

Step 4: Average Your Best Differentials

Your Handicap Index is not an average of all your scores. It is an average of the best 8 Handicap Differentials from your most recent 20 rounds. This is why it’s considered a measure of your potential ability, not your average ability. It represents how well you are capable of playing on a good day.

If you don’t have 20 scores yet, the system uses a modified calculation (e.g., the lowest 1 of your first 3-5 scores, the lowest 3 of 9 scores, etc.). The main thing to know is that your worst scores are thrown out, which further pulls your Handicap Index down from your average score.

You Have a 30s Handicap... Now What?

Establishing an official handicap around 30 is a massive step forward in your golf journey. You’ve moved from just "going out to hit balls" to playing the game with a measurable way to track real progress. So what does a 30-handicap really mean for you on the course?

It means you’re on the brink of reaching a major milestone: breaking 100. Scoring 110 shows you can already hit good shots. You have the fundamentals to get the ball from the tee to the green. The strokes you’re looking to save aren't about reinventing your swing. They’re about course management and avoiding costly mistakes.

Your biggest enemies are likely:

Focusing on one of these areas at a time is the key. Don’t try to fix everything at once. Your handicap gives you a baseline, your goal now is to use it as a guide to focus your practice and your on-course strategy.

Final Thoughts

So, while the quick answer is that a 110 score puts your handicap around 30-36, the real value comes from understanding the system. Your handicap is a dynamic, fair measure of your playing potential, specifically designed to protect you from the negative impact of blow-up holes and to adjust for the difficulty of any course you play.

A big part of moving from a score of 110 down to 100 is learning smarter course management and having a plan for those tricky shots that lead to those big numbers. Our belief is that giving you an easily accessible, expert second opinion can make all the difference. For instance, when you're stuck in the trees or facing a weird lie, you can describe the situation and get an instant, clear play from Caddie AI. By helping you make better strategic decisions right on the course, our aim is to replace that on-course uncertainty with confidence, helping you save strokes and enjoy the game more.

Spencer has been playing golf since he was a kid and has spent a lifetime chasing improvement. With over a decade of experience building successful tech products, he combined his love for golf and startups to create Caddie AI - the world's best AI golf app. Giving everyone an expert level coach in your pocket, available 24/7. His mission is simple: make world-class golf advice accessible to everyone, anytime.

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